Capital That Moves
When You Do.
Rhino Capital brokers Non-QM loans for real estate investors. DSCR (Debt Service Coverage Ratio), Fix & Flip, Hard Money, and Private Money — no SSN required to get started.
What is a DSCR Loan?
DSCR stands for Debt Service Coverage Ratio. Instead of qualifying based on your personal income, W-2s, or tax returns, a DSCR loan qualifies you based on the rental income of the property.
If the property generates enough rent to cover the mortgage payment, you qualify. It's the ideal loan for real estate investors building a rental portfolio without the headache of traditional income documentation.
Non-QM Loans for Serious Investors
We broker deals that don't fit the conventional box. Every loan type below is designed specifically for real estate investors — no W-2, no SSN required to start.
DSCR Loans
Qualify on property cash flow — not your personal income. No W-2 or tax returns required. If the rent covers the mortgage, you qualify.
Fix & Flip
Fast capital for residential rehab projects. Asset-based underwriting means we close when traditional lenders won't even pick up the phone.
Investment Properties
Single-family, duplexes, triplexes, quads, and up to 8-unit properties. Non-QM underwriting for investors who don't fit the conventional box.
Hard & Private Money
Private money lending for deals that need speed and certainty. Bridge loans, acquisition financing, and equity-based lending for real estate investors.
We Broker Deals Others Won't Touch
Conventional lenders have rigid boxes. Investment properties, DSCR loans, fix and flip deals — they don't fit. Rhino Capital specializes in exactly these situations.
Speed Without Compromise
Pre-approvals in 48 hours. Closings in days, not weeks. We move at the speed of your deal.
Non-QM Specialists
We broker deals that conventional lenders turn away. DSCR, hard money, private capital — this is all we do.
No SSN to Get Started
Start your application without a social security number. We qualify on the deal, not just the borrower.
Investor-First Approach
No bureaucracy, no endless checklists — just clear answers and execution for real estate investors.
Real Investors. Real Results.
Non-QM lending works when traditional banks say no. Here's what our borrowers say.
"I had three rental properties and couldn't get a conventional loan because of my self-employment income. Rhino Capital qualified me on the rent — closed in 18 days. No W-2, no problem."
"My DSCR was 0.82 and every lender I called said no. Ryan at Rhino worked the deal, found the right lender, and we closed. That property now cash flows $600/month."
"Fix & flip financing that actually moves fast. I've done four deals with Rhino Capital. The process is straightforward, the communication is excellent, and the capital is always there when I need it."
Ready to Fund Your Next Deal?
No social security number required. Tell us about your deal — DSCR, fix & flip, hard money, or private money — and we'll find the right capital for it.